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DTC, the world's largest depository, is a limited-purpose trust company organized under the New <br />York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of <br />the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform <br />Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the <br />Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 2 million issues of U.S. <br />and non-U.S, equity issues, corporate and municipal debt issues, and money market instruments from over 85 <br />countries that DTC's participants ("Direct Participants") deposit with DTC. DTC also facilitates the post- <br />trade settlement among Direct Participants of sales and other securities transactions in deposited securities, <br />through electronic computerized book-entry transfers and pledges between Direct Participants' accounts. This <br />eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and <br />non-U.S, securities brokers and dealers, banks, trust companies, clearing corporations, and certain other <br />organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation <br />("DTCC"). DTCC, in mm, is owned by a number of Direct Partic:pants of DTC and Members of the <br />National Securities Clearing Corporation, Government Securities Clearing Corporation, MBS Clearing <br />Corporation, and Emerging Markets Clearing Corporation, ("NSCC", "GSCC", "MBSCC" and "EMCC", <br />also subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange <br />LLC, and the National Association of Securities Dealers, Inc. Access te the DTC system is also available to <br />others such as both U.S. and non-U.S, securities brokers and dealers, ~anks, trust companies, and clearing <br />corporations that clear through or maintain a custodial relationship with .~ Direct Participant, either directly or <br />indirectly ("Indirect Participants"). DTC has Standard & Poor's highest rating: AAA. The DTC Rules <br />applicable to its Participants are on file with the Securities and Exch,.nge Commission. More information <br />about DTC can be found at www.dtcc.com. <br /> <br /> Purchases of Series 2004 Certificates under the DTC system must be made by or through Direct <br />Participants, which will receive a credit for the Series 2004 Certificate; on DTC's records. The ownership <br />interest of each actual purchaser of each Series 2004 Certificate ("Beneficial Owner") is in turn to be <br />recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written <br />confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written <br />confirmations providing details of the transaction, as well as periodic s :atements of their holdings, from the <br />Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of <br />ownership interests in the Series 2004 Certificates are to be accomplished by entries made on the books of <br />Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive <br />certificates representing their ownership interests in the Series 2004 Certificates, except in the event that use of <br />the book-entry system for the Series 2004 Certificates is discontinued. <br /> <br /> To facilitate subsequent transfers, all Series 2004 Certificates deposited by Direct Participants with <br />DTC are registered in the name of DTC's parmership nominee, Cede & Co., or such other name as may be <br />requested by an authorized representative of DTC. The deposit of Series 2004 Certificates with DTC and their <br />registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial <br />ownership. DTC has no knowledge of the actual Beneficial Owners o~' the Series 2004 Certificates; DTC's <br />records reflect only the identity of the Direct Participants to whose accounts such Series 2004 Certificates are <br />credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain <br />responsible for keeping account of their holdings on behalf of their custor~ers. <br /> <br /> Conveyance of notices and other communications by DTC to Direct Participants, by Direct <br />Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners <br />will be governed by arrangements among them, subject to any statutory ~r regulatory requirements as may be <br />in effect from time to time. <br /> <br /> Prepayment notices shall be sent to DTC. If less than all of the Series 2004 Certificates within an <br />issue are being prepaid, DTC's practice is to determine by lot the amount of interest of each direct participant <br />in such issue to be prepaid. <br /> <br />-5- <br /> <br /> <br />